Founded in January 2016, Fortifi Capital, LLC is an Ohio-based investment management firm committed to helping clients achieve their financial goals. Owned and led by Garrett Boone, the firm specializes in personalized portfolio management and financial planning services. Their expertise spans investment strategy, risk assessment, asset allocation, and regular portfolio monitoring, all tailored to each client’s unique financial situation.
Fortifi Capital manages over $4.58 million in discretionary assets (as of December 2023), offering a range of services designed to meet individual needs. From mutual funds to real estate investments and ETFs, Fortifi provides a comprehensive suite of investment options. In addition, the firm supports retirement planning, tax optimization, and debt management, making it a one-stop shop for financial growth and security.
How Does Fortifi Create Tailored Investment Plans?
Fortifi Capital’s approach begins with creating an Investment Policy Statement (IPS) for each client. This document captures the client’s current financial situation, goals, risk tolerance, and time horizon. By thoroughly understanding these factors, Fortifi crafts a personalized investment plan that aligns with the client’s objectives.
Customized Portfolios
Fortifi employs both active and passive investment strategies. For clients preferring a hands-off approach, model portfolios may be used to streamline management. These portfolios are designed to maximize returns while aligning with the client’s risk profile.
Client-Centered Flexibility
Clients have the option to impose restrictions based on personal values or beliefs. For example, they might request to avoid investing in specific industries. While Fortifi accommodates these requests, they reserve the right to end the relationship if restrictions hinder their ability to provide optimal services.
What Sets Fortifi Capital Apart as a Fiduciary Firm?
As a fiduciary, Fortifi Capital places clients’ interests above all else. Their investment decisions are free from conflicts of interest, ensuring that clients receive unbiased, tailored advice. Here’s how Fortifi stands out:
- Transparent Fee Structure
Fortifi prioritizes transparency in all financial dealings. This ensures clients are fully aware of the fees associated with managing their assets. - Diverse Investment Options
Fortifi provides advice across a broad spectrum of securities, including mutual funds, fixed-income assets, equities, real estate funds, insurance products, and ETFs. - Proactive Portfolio Monitoring
By regularly assessing portfolio performance and market trends, Fortifi ensures that investments stay aligned with clients’ objectives.
How Does Fortifi Address Financial Planning Beyond Investments?
Fortifi Capital goes beyond investment management by offering comprehensive financial planning services. These services cater to various aspects of personal and business finance:
Retirement Planning
Fortifi helps clients design a retirement roadmap that secures their future. From maximizing 401(k) contributions to developing withdrawal strategies, they focus on long-term stability.
Tax Optimization
The firm provides strategies to minimize tax burdens, enabling clients to retain more of their earnings while staying compliant with regulations.
Debt Management
For clients managing significant debt, Fortifi devises plans to reduce liabilities effectively without compromising financial goals.
What is FortiFi PACE Financing and How Does it Benefit Property Owners?
Separate from investment management, FortiFi Capital also offers PACE (Property Accessed Clean Energy) Financing, a 100% financing solution for energy-efficient upgrades. Whether for residential or commercial properties, FortiFi helps property owners fund projects without upfront costs.
How Does PACE Financing Work?
PACE is an opt-in program enabling property owners to finance energy or water-saving upgrades through property taxes. Eligible improvements include solar panels, efficient HVAC systems, water conservation measures, and more. The financing is repaid over time as part of the property tax bill.
Benefits of FortiFi PACE Financing
- No Upfront Costs
Property owners can implement upgrades immediately without draining their savings. - Energy and Cost Savings
The financed upgrades lower energy or water bills, creating long-term savings. - Increased Property Value
Energy-efficient improvements enhance the market value of homes and commercial buildings. - Wide Eligibility
FortiFi ensures a smooth approval process for PACE-approved upgrades. Homeowners can visit their website to check if their property qualifies.
How Does Fortifi Combine Financial Growth with Sustainability?
Fortifi’s dual focus on investment management and energy-efficient financing reflects their commitment to both financial and environmental stewardship. By offering tools for sustainable energy solutions and sound financial planning, they help clients achieve holistic growth.
- Investments: Fortifi creates wealth-building opportunities through diverse portfolios tailored to individual goals.
- Sustainability: Through PACE financing, they enable clients to reduce environmental footprints while cutting costs.
This blend of services not only secures financial futures but also contributes to broader societal benefits.
Why Should Clients Choose Fortifi Capital?
Fortifi Capital provides a unique blend of personalized service, fiduciary responsibility, and innovative financing solutions. Here’s why they’re a trusted partner for individuals and businesses:
- Client-Centric Approach
Fortifi prioritizes understanding and achieving each client’s unique goals, ensuring every decision aligns with their financial well-being. - Expertise Across Multiple Domains
From investment management to energy-efficient financing, Fortifi’s expertise spans a wide range of financial and sustainability needs. - Commitment to Transparency
With clear fee structures and unbiased advice, clients can trust Fortifi to act in their best interests. - Future-Ready Solutions
Fortifi embraces innovative strategies, such as AI-driven portfolio management and PACE financing, to address current and future challenges.
How Can You Get Started with Fortifi Capital?
Starting your journey with Fortifi is simple. For investment management, you can schedule a consultation to discuss your financial goals and explore tailored solutions. If you’re interested in PACE financing, visit Fortifi’s website to determine your property’s eligibility and begin the approval process.
Fortifi Capital offers the tools, expertise, and commitment needed to help clients grow financially and sustainably, making them a valuable partner for long-term success.
